FAQs

Life Insurance

01 Jul 2003

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You must submit an application in the prescribed form available for Rs.5/- only along with

  • A non-refundable processing fee of Rs.100/- if the loan amount applied for is Rs.1 lakh. Any sum higher than Rs.1 lakh requires a processing fee of Rs.250/-
  • A true copy of the building plan sanctioned by the local authority and certified by a qualified architect or civil engineer.
  • If employed, your employers' certificate in the prescribed proforma, both for yourself and your guarantors. In case you and your guarantors are self-employed then certified copies of your income tax returns or assessment orders with statements of income over the last three years are necessary.
  • An attested copy of the title deed or agreement for sale along with a detailed title investigation report mentioning the root or abstract of title in chain for a minimum period of 15 years given by the solicitor or advocate of the builder or the society.
  • An allotment letter, where the housing cooperative society is already registered indicating the details of the flat or house and its estimated cost.
  • Detailed item-wise estimate about the cost of construction from a qualified architect in case of a house. In respect of loans for flats, receipt of the sub-registrar about lodging of the agreement, copies of the receipts made to the builder or society.
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Registered Office: 107, RHCS Layout, 2nd Stage, C-Block, 2nd Main, 7th Cross, D-Group Layout, Srigandhadakavalu, Bangalore – 560091.
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